Decipher Credit Card Offers With the Schumer Box

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Decipher Credit Card Offers With the Schumer Box

If you receive credit card offers in the mail, you've seen the Schumer Box, even if you don't know what it's called. The Schumer Box is that table included with credit card marketing materials that summarizes the costs associated with the credit card. As a result of the Act, all credit card issuers are required to have a standard Schumer Box in an effort to make it easy for consumers to compare card offers and quickly see what a credit card will cost them. Sometimes, the Schumer Box is referred to as a summary box, clarity box, honesty box, or transparency box. Reading the Schumer Box is a good way to tell, at a glance, the basic costs associated with a credit card and what you can expect from the credit card.

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