Understanding language of Fair Housing Act is uneasy and even stressful because errors may lead to violations, and violations are extremely costly. Especially terrifying is the language about housing discrimination, and there are a lot of misunderstandings around disparate impact. For example, a Landlord rejects an applicant due to the criminal convictions; therefore, Landlord may unintentionally discriminate certain minority applicants disproportionately. We approved the applicant, who had several traffic tickets and one criminal conviction (it was really insignificant to us), and sent them the applicant to HOA for their approval. They need to work with us, our resident, and The U.S. Department of Housing and Urban Development!