One of these steps was to place all federal student loans into a forbearance period, which President Biden has recently extended through the end of September, 2021. We are dedicated to a life of financial independence and will not be taking this respite from debt payments as an opportunity to spend more on consumption. Instead, we have made plans to continue making payments to eliminate this debt as quickly as possible. Instead of making payments on a debt currently carrying 0% interest, we have recently decided upon a strategy of investing these bi-weekly “loan payments” until these student loan payments resume. Second, it exercises the saving and investing muscle that will carry us to long term wealth long after our student loans have been repaid.