It seems the 2019 economy was sending the same signal that my wife sends when she says, “That’s fine. Despite the brilliant minds in Washington implementing various stimulus programs employing a variety of spending increases or tax breaks since the Great Financial Crisis, annual real GDP growth had been relatively modest. The 2019 GDP growth of 2.16% was a significant deceleration from the 2.99% growth the prior year. The constant drag of over-indebtedness combined with an aging population is a recipe for weak GDP growth in the coming years. They are not legal tender and do not make their way directly into the real economy.