I always say flip it around as if you were the seller...would you rather have $100,000 financed offer or $85,000 cash offer? I have had more trouble with cash offers than with financed offers. After 20 years I've had more cash offers go dark and walk away than financed offers. One thing for me is that I can have some comfort with financed offers is I can follow the progress. Also when you say cash....is that cash cash, like money in the bank cash...or are you using hard money?