Feeling overwhelmed by credit card debt? Look your credit card debt in the eyeWhile it’s tempting to stick your head in the sand, start by adding up all your credit and store card debts so you know exactly what you’re dealing with. Stop adding to your debtIt won’t help if you keep spending up on your credit card. Pay more than the minimum amountPaying the minimum repayment amount on your credit card each month is the slowest and most expensive way to pay off your debt. So don’t let yourself slip back into credit card debt again once you’ve brought your card balance under control.