STICK TO THE 70% BUDGET RULEThe 70:20:10 budget rule is a simple concept that works no matter what your take-home income is! In other words, while still paying the monthly minimums, put all extra money toward paying off your smallest debt. Keep track of how much you're spending at the grocery store (on all consumables, like groceries, toilet paper and cleaning supplies). We are living, breathing proof that you can still enjoy your life and find fun, free things to do in your area. Looking to start a budget but don't know where to start?