We went to a mortgage lender who told us we were in bad shape. During those conversations with the mortgage lender, I asked if we could buy a duplex and use the other side’s rental income to help qualify us for the loan. Most lenders equate this to owning other rentals and showing rental income on a K1 in your tax filings. Turns out, the insurance agent I used to work for was now a mortgage lender. This will let you count rental income from the other side and boost your qualification amount.”That’s just what we were looking for.